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what to do with a card i dont use?

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twall06
Frequent Contributor

Re: what to do with a card i dont use?

I used mine alot often near the limit every time bill cut . I was not worried about getting new credit so did not bother with utilization . But if you have a better rewards card I would use it and just charge something on the Cap one every once in a while.

Message 11 of 19
SunriseEarth
Moderator Emeritus

Re: what to do with a card i dont use?


@Anonymous wrote:

i recently got approved or a cap one plat with 19$ af an 500 cl i got approve for a better card so i wont need it anymore... i was gonna pay the af and put it in a drawer... or should i charge a small amout every month?


As for my input, I would recommend seeing if you can PC the card in the future to the QS/QS1.   This way, you'd at least have the 1.5% CB rewards, which might make the card more useful.  



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 12 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?

Push for the No AF QS.
Message 13 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?

should i wait? or try now? i just got the card this month and i also have a qs1 already lol
Message 14 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?

Give it some time.
Message 15 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?


@Anonymous wrote:
Can you put a monthly bill on it and set up autopsy?

 Wow!  Care to explain?!  Smiley Tongue

Message 16 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?

Autopay.

Im on mobile. Smiley Indifferent
Message 17 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?


@Anonymous wrote:
Autopay.
Im on mobile. Smiley Indifferent

Oh, so disappointing.   I just took out one of my SD cards, got a scalpel and some bright lights, and was going to try to do an autospy  ("deceased due to insufficiently generous rewards")

Message 18 of 19
Anonymous
Not applicable

Re: what to do with a card i dont use?

Lol..

Well since we're cutting cards up...
Ill do an autopsy on my QS Visa when my Venture gets here.
Message 19 of 19
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