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which CCC allow mid-cycle update requests?

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Anonymous
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which CCC allow mid-cycle update requests?

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Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: which CCC allow mid-cycle update requests?

Chase updates automatically. I'll be interested to hear if other companies do it upon request. 

Message 2 of 18
lg8302ch
Senior Contributor

Re: which CCC allow mid-cycle update requests?

Discover will do it.

BofA triggers a new  reporting with CLIs or address updates ..at least to my surprise

Message 3 of 18
red259
Super Contributor

Re: which CCC allow mid-cycle update requests?


@Anonymous wrote:

Chase updates automatically. I'll be interested to hear if other companies do it upon request. 


What do you mean Chase does it automatically? What triggers them to do it? 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 18
Anonymous
Not applicable

Re: which CCC allow mid-cycle update requests?

Chase updates when you pay your balance down to zero.
Message 5 of 18
red259
Super Contributor

Re: which CCC allow mid-cycle update requests?


@Anonymous wrote:
Chase updates when you pay your balance down to zero.

That is good to know. I just missed PIF by statement cut and thought I would have to have that balance showing for another month. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 6 of 18
lg8302ch
Senior Contributor

Re: which CCC allow mid-cycle update requests?


@red259 wrote:

@Anonymous wrote:
Chase updates when you pay your balance down to zero.

That is good to know. I just missed PIF by statement cut and thought I would have to have that balance showing for another month. 


This is a cool Chase feature and their cards are the only ones that report 0 balance for me.  I wish all lenders would adopt this method Smiley Happy

Message 7 of 18
Anonymous
Not applicable

Re: which CCC allow mid-cycle update requests?

Another reason why i love Chase! I have an unhealthy attachment to their cards..lol.
Message 8 of 18
lg8302ch
Senior Contributor

Re: which CCC allow mid-cycle update requests?

oh.. forgot to mention US Bank.... they also do "mid-cycle" reporting all the time as they report the balances on the account the last business day of the month and not statement balance..ha ha

Message 9 of 18
core
Valued Contributor

Re: which CCC allow mid-cycle update requests?

For the Chase trick to work, does it have to be exactly $0.00 or can you overpay by a buck and still trigger the mid-cycle update? 

Message 10 of 18
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