which CCC allow mid-cycle update requests?

[Anonymous]

I don't think I've ever overpaid..hmm.

[core]

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@Anonymous wrote:
I don't think I've ever overpaid..hmm.

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Those blokes bill me for as little as $0.01, and no billpay service (that I know of) allows you to send such a small payment so I usually don't have a choice.  I mean without say buying a $0.99 Amazon gift card first or something.  Easier to just send them a buck.  I was just wondering what the exact trigger was, because this was the first time I've heard of this Chase trick.  Handy for those ltitle emergencies.

[lg8302ch]

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@core wrote:

For the Chase trick to work, does it have to be exactly $0.00 or can you overpay by a buck and still trigger the mid-cycle update? 

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try it out ?  I have never paid more than the actual balance on a Chase card but would think it would also work and report 0 balance with a negative balance (but just a guess)

[Anonymous]

What about Barclay's and AmEx? 

[Anonymous]

Amex doesn't do it . And if you overpay they report as 0.00 .

[Anonymous]

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@core wrote:

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@Anonymous wrote:
I don't think I've ever overpaid..hmm.

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Those blokes bill me for as little as $0.01, and no billpay service (that I know of) allows you to send such a small payment so I usually don't have a choice.  I mean without say buying a $0.99 Amazon gift card first or something.  Easier to just send them a buck.  I was just wondering what the exact trigger was, because this was the first time I've heard of this Chase trick.  Handy for those ltitle emergencies.

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Why do you need a bill pay service to pay them and not just pay via their online payment process?  They'll accept $.01 there.

[Anonymous]

Thanks. One more... Home Depot/Citibank?

And do they or others do it on request only if you've paid to zero? Or if you've paid any sort of payment and request it?

[Marcos8]

Once Chase is paid to zero triggering a mid cycle update, how long should someone wait to use the card again to ensure they update? Maybe a day or two?