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which card will accept me

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rred4
Regular Contributor

which card will accept me

what credit cards should I apply for, eq680 tu633 experian652 have one secure card for $500 from 5th third bank and 2 judgment from 2004

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


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Message 1 of 27
26 REPLIES 26
Anonymous
Not applicable

Re: which card will accept me

You should not have a problem getting a card with those scores..
 
Delta sky AMEX
Juniper
HSBC
Message 2 of 27
rred4
Regular Contributor

Re: which card will accept me

score changed eq 649 ex 694 tu 630  who pulls strickley experian in chicago

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Message 3 of 27
SmartCookie
Valued Contributor

Re: which card will accept me

Ditto on the AMEX, nix on the Juniper with your decent scores, so so on HSBC.
 
Since this is your first non-secured, get something you will like for the duration... no annual fees, convertable, etc.  The AMEX is good for that.  I think they pull all 3 though.
 
I recommend WaMu... they seem to be pulling EX lately BUT usually had pulled TU and the occasional EQ in some instances.  Your scores seem good enough regardless of what they pull on you.
 
They are BK friendly, so would probably be a bit more forgiving on those judgements IMHO.  IF they have sent you a preapproval offer, take it.
 
 
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 4 of 27
Anonymous
Not applicable

Re: which card will accept me

Amex?  Wth judgements from 04?  Don't waste the inq.  You might try WaMu or HSBC or Juniper.
Message 5 of 27
SmartCookie
Valued Contributor

Re: which card will accept me



Brammy wrote:
Amex?  Wth judgements from 04?  Don't waste the inq.  You might try WaMu or HSBC or Juniper.


Doh!  Yeah.... ditty Brammy on that.  My bad!
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 6 of 27
Anonymous
Not applicable

Re: which card will accept me

Hi Brammy
 
I have a question. Do you think Amex would care if that judgements are paid? because i read some where that if your all collections are paid then Amex does not care.
 
Message 7 of 27
smallfry
Senior Contributor

Re: which card will accept me



@rred4 wrote:
score changed eq 649 ex 694 tu 630 who pulls strickley experian in chicago



Patelco Credit Union. EX puller exclusively and great rates on cards under 9%.
Message 8 of 27
Anonymous
Not applicable

Re: which card will accept me

 i would say orchard , hooters,and juniper ,because my score actually les then yours untill now ,and i get approved for orchard ,and hooters .but i have one paid judgment 2004,and one bk 2005 .
 good luck,and do not forget to let's us know the update . 
Message 9 of 27
rred4
Regular Contributor

Re: which card will accept me

Im sorry Smartcookie but I dont know what ditto, nix, and so so is supposed to mean

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Message 10 of 27
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