which card will accept me

[rred4]

but for experian the judgments dont show. I onley owe $880 on my car which was $9,800 do you think I Should pay off the car before I apply or that little balance wont matter much.

[SmartCookie]

Ditto means in agreement, nix means don't do it. 

Regarding your paid judgements and AMEX, I personally would go for a MC or Visa right now because AMEX might pull all 3 credit reports and the judgements *might* be a problem.

I think you might want to just go WaMu.  They'll pull EX only (most likely... they do surprise us) and will give you a nice CL... no need to pay anything off.  Instant approval too.

Your scores are high enough so that you don't need to get a Juniper or other real sub prime. HSBC you would be able to get too but in my opinion, WaMu is farther up on the prime ladder... so again, I would apply for that.

[Creditaddict]

what about Hooters... very sub prime it seems but there interest rate starts at 7.75% if you have good credit and have heard cli as high as 7500 starting off... sounds more generous then wamu from what im reading... do both!

[rred4]

I got amex $3,400

Congratulations and welcome to American Express!  Your application for the Gold Delta SkyMiles® Credit Card from American Express has been approved.  You should receive your Card in the mail in 7-10 Days

yeah tell me everthing there is to now

[SmartCookie]

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rred4 wrote:

I got amex $3,400

Congratulations and welcome to American Express!  Your application for the Gold Delta SkyMiles® Credit Card from American Express has been approved.  You should receive your Card in the mail in 7-10 Days

yeah tell me everthing there is to now

---

Congrats!!!  That's awesome!  Thanks for being the test bunny.... now we know that AMEX will approve with paid 3-odd year judgements.  Nice CL!!!

[Anonymous]

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SmartCookie wrote:

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rred4 wrote:

I got amex $3,400

Congratulations and welcome to American Express!  Your application for the Gold Delta SkyMiles® Credit Card from American Express has been approved.  You should receive your Card in the mail in 7-10 Days

yeah tell me everthing there is to now

---

Congrats!!!  That's awesome!  Thanks for being the test bunny.... now we know that AMEX will approve with paid 3-odd year judgements.  Nice CL!!!

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Not so,the OP said the judgement does not show on EX, Amex is an exclusive EX puller.  OP got real lucky...lol!!!

[kclb]

heh. I was just approved a little earlier for the Gold Delta Amex. yippie!

[SmartCookie]

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Brammy wrote:

Not so,the OP said the judgement does not show on EX, Amex is an exclusive EX puller.  OP got real lucky...lol!!!

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I'm mixing threads, on another post he said experian 694 with 2 collection accounts and one late... but I just backtracked here and re-read that the collections were never on EX.   We need a new test bunny. 

Congrats again OP!

[rred4]

wait a second, Im getting used as a test bunny or dummy, Im hurt I thought you were my freinds

[rred4]

and what is an OP