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Give it a read and tell me what you think. There's a few too many inaccuracies to list. Three quick ones was the implication that consumers can't acquire real FICO's. That the standard FICO ran from 300-800. That Cap One gives customers free access to FICO scores and a few others.
Another article written without proper research. The things labelled journalism these days, but yes at least 3 major inaccuracies in the post.