1% utilization on $100k+ in limits: Nice job, all.

[Anonymous]

Over $200k in credit all new since I started here in 2017 with 540-560 FICO08s.

Utilization is a steady 1%.

2020 I want to cut down to 5-6 cards but only if their CLs are over $25,000 each.

[Anonymous]

---

@Anonymous wrote:

2020 I want to cut down to 5-6 cards but only if their CLs are over $25,000 each.

---

I'm a big fan of quality over quantity, so I think that's a good goal.  ACL isn't something that's talked about too much on this forum, but I always find myself setting ACL goals moreso than individal card goals for whatever reason. 

[Anonymous]

I stay under 1%, majority of time, with high limits. I also concern myself with ACL, BBS. I've been thinking of jettisoning some low limit cards for that reason, considering their growth potential is small. Couldn't agree more.

[RSX]

Between 3-5% on $157k, but that is primarily BT activity

I had 16 cards last month

added 1

dropped 3

will likely drop 2 more before the end of 2019

[DCnDC]

---

@AverageJoesCredit wrote:

---

@DCnDC wrote:
2% on $222,800 total CL. Woohoo! I tend to keep mine around there, however ultimately the goal is under 9% total at all times.

---

So sorry, almost like having 5 of the 6 numbers needed for the Powerball.  Keep ya head up, only 1% to go😆

---

Buahaha!! 🤣 **bleep**...

[DCnDC]

---

@DCnDC wrote:

---

@AverageJoesCredit wrote:

---

@DCnDC wrote:
2% on $222,800 total CL. Woohoo! I tend to keep mine around there, however ultimately the goal is under 9% total at all times.

---

So sorry, almost like having 5 of the 6 numbers needed for the Powerball.  Keep ya head up, only 1% to go😆

---

Buahaha!! 🤣 **bleep**...

---

Oops, guess I have to use “darn” instead!