No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I've noticed this month that I've had 16 updates on positive changes to my credit and still no change in credit score. Is there a glitch or a reason why it's not updating? I also notice that when I have ONE change in the negative direction, I get an immediate ding though! Lol
Where are you getting this update from?
From MyFICO
I've had several recent alerts for reported balance decreases, but the score hasn't changed since 3/27 when it dropped due to 1 reported balance increase. My scores at every other source have been changing.
Thresholds (interval bands) exist for utilization. If paydowns don't result in changing to a lower risk aggregate utilization tier individual card UT band, then score often remains the same. Total aggregate balance in $ can have a minor influence on score but, banding for that attribute is undefined. The intervals for $ appear to be quite broad.
Sometimes score is impacted by # of cards reporting a balance. More cards reporting a balance can drop score even if aggregate UT decreases assuming UT stays in the same interval.
Of course, there could be an issue with MyFICO not refreshing your score as suggested by GreatLife. Not all notifications are trigger events for pulling an updated score.