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Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?
Thanks in advance.
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Below you'll find some updates as provided by other community members. Please do your own due diligence to confirm.
Location | Score Model | Bureau | Obtained How? | Location Variation | Details |
AnnualCreditReport.com | ONLY Credit Reports/No Scores | Free Online Weekly (As of date of posting) | Raw Data | ||
MyFico | FICO 8 | Equifax | Purchase Online | Not sure how those in paid plans can access free monthly score. | |
AMEX | FICO 8 | Experian | Credit Card | Via Account Services --> Payment & Credit Options) | |
Bank of America | FICO 8 | Transunion | |||
Barclays | FICO 8 | Transunion | |||
Capital One | Vantage 3.0 | Transunion | Credit Card | Credit Wise | |
Citibank | FICO 8 Bankcard. | Equifax | |||
Discover | FICO 8 | Transunion | Credit Card | ||
Experian | FICO 8 | Experian | Free Online | ||
Langley | FICO 8 | Equifax | Credit Card | ||
NFCU | FICO 9 | Equifax | Credit Card | Via MR CC | |
Ollo Card | FICO 9 | Experian |
@credit8502020 wrote:Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?
Thanks in advance.
You can get your free FICO 8 right on this site .
Do you have the discover card? They also give free TU FICO 8 score.
@Jnbmom wrote:
@credit8502020 wrote:Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?
Thanks in advance.
You can get your free FICO 8 right on this site .
Do you have the discover card? They also give free TU FICO 8 score.
@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores.
I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it.
NFCU -- FICO® Score 9 based on Equifax data (via MR CC account detail)
AMEX -- FICO® Score 8 based on Experian data (via Account Services --> Payment & Credit Options)
Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG
@credit8502020 wrote:
@Jnbmom wrote:
@credit8502020 wrote:Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores?
Thanks in advance.
You can get your free FICO 8 right on this site .
Do you have the discover card? They also give free TU FICO 8 score.
@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores.
I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it.
myFico has a free tier which offers a free fico 8 EQ score I believe
Wells Fargo checking account gives monthly Experian FICO score 9 updates. A welcomed surprise.
I've heard Langley provides EQ8 with a credit card. Maybe even just with checking?
@FireMedic1 wrote:Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG
yeah when they came out with that option, they were advertising it to everybody, even those with 3B, but now you don't see those ads anymore if you're signed into an account with a 3B subscription
If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.
Would be cool to have a masterlist with every lender and every score they offer and when they offer it