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2023 Free FICO Scores Locations - DCU, NASA, etc.

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credit8502020
Established Contributor

2023 Free FICO Scores Locations - DCU, NASA, etc.

Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores? 

 

Thanks in advance. 

---

Below you'll find some updates as provided by other community members. Please do your own due diligence to confirm.

 

LocationScore ModelBureauObtained How?Location VariationDetails
      
AnnualCreditReport.com
ONLY Credit Reports/No Scores
 
Free Online Weekly (As of date of posting)
 Raw Data
MyFicoFICO 8EquifaxPurchase Online 
Not sure how those in paid plans can access free monthly score.
AMEXFICO 8ExperianCredit Card 
Via Account Services --> Payment & Credit Options)
Bank of AmericaFICO 8Transunion   
BarclaysFICO 8Transunion   
Capital OneVantage 3.0TransunionCredit Card Credit Wise
CitibankFICO 8 Bankcard.Equifax   
DiscoverFICO 8TransunionCredit Card  
ExperianFICO 8ExperianFree Online  
LangleyFICO 8EquifaxCredit Card  
NFCUFICO 9EquifaxCredit Card Via MR CC
Ollo CardFICO 9Experian   

 

Message 1 of 42
41 REPLIES 41
Jnbmom
Credit Mentor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@credit8502020 wrote:

Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores? 

 

Thanks in advance. 

 


You can get your free FICO 8 right on this site .

 

Do you have the discover card? They also give free TU FICO 8 score.

EXP 780 EQ 796 TU 810
Message 2 of 42
credit8502020
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@Jnbmom wrote:

@credit8502020 wrote:

Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores? 

 

Thanks in advance. 

 


You can get your free FICO 8 right on this site .

 

Do you have the discover card? They also give free TU FICO 8 score.


@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores. 

I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it. 

Message 3 of 42
DONZI
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

NFCU -- FICO® Score 9 based on Equifax data (via MR CC account detail)

AMEX -- FICO® Score 8 based on Experian data (via Account Services --> Payment & Credit Options)

2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 4 of 42
credit8502020
Established Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@DONZI wrote:

NFCU -- FICO® Score 9 based on Equifax data (via MR CC account detail)

AMEX -- FICO® Score 8 based on Experian data (via Account Services --> Payment & Credit Options)


@DONZI Thank you for sharing these. 

Message 5 of 42
FireMedic1
Community Leader
Mega Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG 


Message 6 of 42
GZG
Senior Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@credit8502020 wrote:

@Jnbmom wrote:

@credit8502020 wrote:

Hi All! I know there are older posts about where to get free FICO scores. I wanted to check in and see if any of you are still receiving mortgage scores from DCU & NASA. Also, do you have any other credit unions you suggest where we can get free FICO 8 scores? Of course since we can get Experian FICO 8 scores free, I'm moreso referring to places for free FICO 8 Transunion & Equifax scores? 

 

Thanks in advance. 

 


You can get your free FICO 8 right on this site .

 

Do you have the discover card? They also give free TU FICO 8 score.


@Jnbmom I'm glad you mentioned this. How often is the FICO 8 on MYFico generated? I think MyFico is a great resources. However, it can be costly for some to pay the amount monthly so they need alternatives in between the times they pull their MyFico scores. 

I don't have the Discover Card, but it would be helpful for others to know so thank you for mentioning it. 


myFico has a free tier which offers a free fico 8 EQ score I believe 

 

image.png

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 7 of 42
morethan20yaks
New Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

Wells Fargo checking account gives monthly Experian FICO score 9 updates. A welcomed surprise.

 

I've heard Langley provides EQ8 with a credit card. Maybe even just with checking?

Message 8 of 42
GZG
Senior Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.


@FireMedic1 wrote:

Didnt know it was on here. Wont let me cause I have 3B. Thanks @GZG 


yeah when they came out with that option, they were advertising it to everybody, even those with 3B, but now you don't see those ads anymore if you're signed into an account with a 3B subscription

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 9 of 42
GZG
Senior Contributor

Re: 2023 Free FICO Scores Locations - DCU, NASA, etc.

If there's a megalist of every free location you can get a FICO/Vantage 4.0 score, I can't find it.

 

Would be cool to have a masterlist with every lender and every score they offer and when they offer it 

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 10 of 42
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