30 point increase

[Anonymous]

just from adding a bank of america secured to my experian credit report. I wish i would have came across this forum sooner

[MidnightVoice]

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laronda134 wrote:

just from adding a bank of america secured to my experian credit report. I wish i would have came across this forum sooner

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Congrats.  This place rocks.

I bet the CRAs hate us 

[Anonymous]

Nice-

It's amazing what a little positive revolving TL will do.

[Anonymous]

How long did it take for you to received this card and for it to report?  I mailed my check to the secured BOA card on Saturday.  I am trying to rebuild my credit.

[Anonymous]

I sent the money on monday, but I did not mail a check I have an account with them so I just sent it over the computer.  It was reported to experian today.  I thought that they report to all CRAs.

[Anonymous]

They actually do not have to report at all by law.

Contact them and ask them if they reported to all 3 or just EX has recorded it so far.

[Anonymous]

Congrats!!!!!!!!!!! Yes these forums are addictive and helpful!!

[CreditDrama85]

laronda 134 ( i think thats your fico forum name) what was your fico score upon approval for this card?

[Anonymous]

my scores went from 625 to 616 when an old collection account fell off to 649 when the card was put on there.   I had no revovling accounts on any of the cras, so I will be patient and wait to see what the effects of the others will be.

[Anonymous]

Does anyone have any idea if BOA accept some one who has BK 3 years old for their secured card ?

Thanks for your help