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6 months?

tag
Anonymous
Not applicable

6 months?

I'm really thinking why wait for 6 months from the last INQ before applying new card? why not just wait 2 years to completely remove the INQ in credit report?

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1 REPLY 1
takeshi74
Senior Contributor

Re: 6 months?

There's no fixed timeframe.  I've applied with far less than 6 months between apps but my profile is thicker and can handle it.

 

6 months is suggested as in some cases it's enough age for an inquiry to lose some of its impact.  IIRC they lose most of their impact by 1 year so you don't have to wait for them to fall off.

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