$60 is ruining the score: please help!

[MidnightVoice]

With mine, I have talked to the CA, who say from their end it is legit, and to the OC who have no records going back that far.

[Anonymous]

when does it drop? 

[MidnightVoice]

Mine drops in April 08, which is why I am not bothered - that and the fact my other two scores are high enough to get what I want.  At the moment all this collection is doing is preventing me joining the Amex club 

[Anonymous]

jenya

I would say dispute as inaccurate. I called ATT maybe like 20 times literally until I talked to someone that was willing to help.

I am not saying that writing would not work, try it. Nothing ventured, nothing gained!

[Anonymous]

Mine is from 2003, so God know when it drops... and I'm about to buy a house...

[Anonymous]

My OC is a small organization (Sussex Emerg. Assoc.), I think they might only have one or two people handling all this stuff. She sounded like I was asking her to send me to the moon and definitely didn't want to transfer me anywhere higher. When I asked her to give me their mailing address and a name to whom I can address my request, she didn't give me that either.

[Anonymous]

03'? It should have lost some of its steam by now. The mortage company shouldn't have a problem with it, especially since it is paid. My collection was this year!

[Anonymous]

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jaybee wrote:

03'? It should have lost some of its steam by now. The mortage company shouldn't have a problem with it, especially since it is paid. My collection was this year!

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No, they won't have a problem with it: they will only give me a rate of 12% - that's all! In fact: they'll LOVE it!

[Anonymous]

Lady_Scarlett, how do you know when your collection drops?

[Anonymous]

IF you have priginals from the bureaus - look for it by the account.  I think EX (without looking at my reports) is the clearest.