A different question-CareCredit

[Anonymous]

Sign on dead-line to my companies dental plan was the same month that I was given a 4 day option to take a position in Las Vegas. A dream come true but I completely missed getting the insurance. Now I need a new smile. I save pretty well for retirement and have some rainy day funds put away but I'm not prepared for "out with the old and in with the new".

What can you folks tell me about CareOne? I'm really nervous but I have to do something. I'd sure appreciate anything you have on the subject.

Ooops. Excuse me. I think it is Care Credit I'm looking for.

Message Edited by beenthere on 07-02-2008 08:45 PM

[lisac]

i have care credit.  i've had no problems, asked for a 4k cl approved instantly.  scores were around 640-650.  some people dont like them.  but i opted for the 2 year payment plan at 11.99 interest.  cheaper that using some of my other cc. my bill was 1k (need more work, so it will climb).  if you decide to go for the "no interest" plan, make sure you pay in that time frame or they will charge you the interest from the first day your card charged.  and always overpay the min. due, if you don't you may not get it paid in the time frame. 

[Anonymous]

I am delighted to discover that this option is available to me and if not for any other reason, I'm sure I could get it because I have a new GEMB account with Ritz Camera with a $500 line, my biggest CL. I'm almost finished paying off a $1000 camera on a zero interest plan with them. I'm sure they'd fix me up. I'm not sure what my scores are but I think I just crossed into the 700 club across the board and today I just got my first prime offer in 6 years for %7.99 fixed apr at $7500. I'm almost emotional. LOL.

[lisac]

congrats. remember to figure how much you will need. you need to enter the amount you want on the app. let me know how you make out.

[Anonymous]

I hope to wait until after Christmas. If I'm going to miss some work, I hope to go hiking out at the lake when it is cooler.....toothless and all. LOL.

[Anonymous]

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lisac wrote:

if you decide to go for the "no interest" plan, make sure you pay in that time frame or they will charge you the interest from the first day your card charged. 

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This cannot be overemphasized.  Pay the balance IN FULL before the promo period ends.

Retroactive interest sucks.

[Anonymous]

Ya think maybe?