AAOA Question

[Anonymous]

What happens to your AAOA after you pay a car loan off?

[Skye12329]

Depends, if the lender continues to report for 10 years (like normal) Then nothing will happen to your AAOA

If the lender decides to not have it report anymore (rarely happens) then you will lose the history. 

[gdale6]

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@Anonymous wrote:

What happens to your AAOA after you pay a car loan off?

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All closed accounts in good standing will report for up to 10 years post close so there is no immediate hit to your AAoA.