AM I DOING THIS THE RIGHT WAY..

[intookst]

Hello once again.....I was just wondering if I give ya"ll the info on what I have accomplished on my report if it will bring my score up any.

I have paid off 1/2 of my cards, not really sure how to figure the uti...but have $69,387 in limits and now owe $26,737. I know it is still up there but am slowly getting it down. I paid off 10 cards that I am still waiting on, plus I put some money on the larger amts to get the % down on them.

I PFD an old auto lease that is 5 yrs old but they keep renewing it has 120 days late for 5 yrs....so hopefully they will accept.

Capital One probably won't budge but... I'm still working on that one. Am sending a letter out I got here (X) fingers crossed.

I did get the 2 reaged 15 yr old accts deleted so they are gone.

So does it appear I am on the right track? And can someone tell me what the util would be now? If you need more info let me know..

My scores AON are  EQ 536  EX 590  TU 580   All I need right now is 630 to be safe....

[future]

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intookst wrote:

Hello once again.....I was just wondering if I give ya"ll the info on what I have accomplished on my report if it will bring my score up any.

I have paid off 1/2 of my cards, not really sure how to figure the uti...but have $69,387 in limits and now owe $26,737. I know it is still up there but am slowly getting it down. I paid off 10 cards that I am still waiting on, plus I put some money on the larger amts to get the % down on them.

I PFD an old auto lease that is 5 yrs old but they keep renewing it has 120 days late for 5 yrs....so hopefully they will accept.

Capital One probably won't budge but... I'm still working on that one. Am sending a letter out I got here (X) fingers crossed.

I did get the 2 reaged 15 yr old accts deleted so they are gone.

So does it appear I am on the right track? And can someone tell me what the util would be now? If you need more info let me know.. rare these 2 acc negative?

My scores AON are  EQ 536  EX 590  TU 580   All I need right now is 630 to be safe....

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yes you are on the right track, thats a very good job that you are doing. you are at 38% uti, you might see a nice jump with the 2 deletes plus the lowering of your uti. 

keep up the good work

Message Edited by future on 03-07-2008 01:43 AM

Message Edited by future on 03-07-2008 01:43 AM

[llecs]

That's awesome paying off that debt. Feels good doesn't it? You'll see a sizable increase.

If PFDs or GWs don't work...send again and again and again and again and again.