AMEX Oasis Program and CLI

[Anonymous]

I just received and sent off my acceptance of AMEX's Oasis Optima "Welcome Back" program!!!  Finally received it!!!!

I'm curious about others who have entered into this program and their experience.  How long before I can ask for a CLI?  I was initially told by the representative after 12 months of good pay record.

I would appreciate suggestions of those with experience in this program.

Thanks!

Robert

[Anonymous]

On the Oasis Optima CC itself, perhaps they now aren't giving any Luv in the first year. Doesn't hurt to try every 30 days.

However, AMEX Green, Delta and Hilton could likely be in your wallet keeping that Optima cozy.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=11382

[sl]

did they give you a good cl?

[Anonymous]

DW got $1300 on the Optima, and it's based upon the amount of the default. Roughly half of the defaulted, repaid amount.

For the Delta, she got $2000.

[Anonymous]

I'm receiving a $1K CL on my Optima with a $35 annual fee and APR of 23%.

My FICO scores are 534, 566, 572 with a few medical CO that I'm PFDing at the moment.

[Anonymous]

Sounds similar to mine - Noah - did your DW apply after the 12 months passed?

[Anonymous]

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beach123 wrote:

Sounds similar to mine - Noah - did your DW apply after the 12 months passed?

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I think we paid the final amount owed on her defaulted AMEX in late April or early May, and by late May she had the Optima offer. Got the CC in early June, IIRC, and she applied online that day for Green and Delta.

That's all this year.

She's tried the Luv button on both Optima and Delta. Nothing so far, but it doesn't invoke an INQ so she'll probably keep pushing the Luv button once a month.

One minute you cannot get the waiter to look at you, next minute they are seating you and bringing you water and peanuts and asking for your drink order.