AMEX not reporting Credit Limit?

[Anonymous]

Amex does report CL's on their credit cards like Delta Skymiles.  They do not report a limit (because you don't have one according to them) on their charge cards like Amex Gold.   The reason everyone was interested in CLI's was because Amex does report the CL's and they want the higher available credit to show on their report.

[Anonymous]

thank you. That was what I was looking for. And I understand you want CLI's often in order that they report higher available credit. So then it would make sense that the Delta card is a more effective tool to build credit than an AMEX charge card like AMEX gold or platinum, correct?

[Anonymous]

For credit limit reporting purposes I would say so, although the Amex that I am an AU on has a high balance that's higher than my Skymiles limit.  Unfortunately the actual cardholder also uses the card alot so the current balance usually stays around 2000.   Either way though, both will make a nice TL if you pay them on time.

[Anonymous]

guys,
My first billing cycle has ended with DELTA SKYMILES and it is still not showing up on my CR.

any ideas ?

[Anonymous]

check all three reports maybe? I noticed that the Iquirey for AMEX only showed up on my Experian report, because that's what they pulled. It's possible that it might only show up on that one for now...also, call AMEX and see if they report to all three agencies...I think I'm going to do that myself, I don't know why they would not report to all three

[Tuscani]

They report to all three. Reporting can take 30-60 days.

Message Edited by Tuscani on 06-13-2007 12:11 PM