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AU question

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New Contributor
‎06-14-2007 03:51 PM
‎06-14-2007 03:51 PM

AU question

Hello everyone. I'm new here and I have a question. If being an AU on my husband's credit card may no longer improve my score does anyone know what would happen he he makes a late payment? He is not planning any late payments but if it happens, will that make my score go down? I am thinking it should not if AU's are not being looked at anymore. Any thoughts on this are appreciated.
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MidnightVoice
Super Contributor
‎06-14-2007 04:13 PM
‎06-14-2007 04:13 PM

Re: AU question

When they are discontinued you lose the good and the bad.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
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‎06-14-2007 05:08 PM
‎06-14-2007 05:08 PM

Re: AU question

That sounds like a fair deal. Thanks for replying!
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Anonymous
Not applicable
‎06-14-2007 05:30 PM
‎06-14-2007 05:30 PM

Re: AU question


MidnightVoice wrote:
When they are discontinued you lose the good and the bad.

Actually, you already don't have the bad. Adverse AU TLs are easily disputed off. There's $100K caselaw on it, so the CRAs and OCs are very responsive to it.
 
The FICO scoring change, in the manner it's being pursued, only removes good.
 
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