AU question

[Anonymous]

We joined a DMP a few weeks ago.   I never thought to tell the counselor about this, but my husband is an authorized user on a work CC.  Do you think there will be an issue with this?  Also, by him being an AU, is his work going to find out we joined the program?   His name is on the card, along with the company name.  We did not apply for this, it was given to him

Help....really stressing!

[sl]

Is it a visa, AMEX, MC, Discover? I should add that I am in a DMP and the only card I have who shows in my my CR is AMEX. Chase and BOA don't. You can always call the CCC and ask if they show it on the CR. Message Edited by sl on 06-18-2007 06:19 PM

Message Edited by sl on 06-18-2007 06:19 PM

[Anonymous]

it's either a visa or mc....he's not home, so i can't look at the card

[Anonymous]

I just made him check.   It's a master card

[sl]

If it is under his company's name, I would say he has nothing to worry about. I would put his CR in about a month to see how it reports. AMEX shows me as a collection account and Credit Management Program.


Credit Account Amex Status as of June 2007
Date opened [?] Nov, 1984
Date of last payment [?] Nov, 2002
Account number [?] XXXXX
Largest past balance [?] $8,327
Credit Type [?] Revolving
Account holder [?] Individual
Scheduled payment amount [?] $0
Descriptions [?]

Collection account
Consumer credit counseling
No contact information provided by Equifax

Balance [?] Current Status [?] Past Due Amount [?]
$7,696 120+ days past due $439
Seven year payment history [?]

30 days late 0 times
60 days late 0 times
90+ days late 0 times

Currently my FICO is 640....is it possible for it to jump to 680-90 when cleaned up? My utilization is 54% including this bill

Message Edited by sl on 06-18-2007 06:53 PM