AZEO HELP??

[Anonymous]

I know the AZEO subject has been discussed quite a bit, but I need to get this right.  I'll give you guys a scenario.  My Discover bill is due on the 8th each month, and the statement is reported on the 12th.  Assuming the balance was paid off on the 8th, does that mean I have between the 9th and 11th to have a balance put back on the card(This is my "Except One" card)?  The problem is the credit limits aren't very high, so the minimum payment puts the balance to $0.  I just want to make sure I got this down.  Thanks.

[Anonymous]

You're correct. Pay what you must by the due date, and if that's a full payoff, then the day of, or the day after, the due date put a small charge on the card (do it then so it has a couple days to post). Once the card reports with that small balance, pay it off to avoid interest. Then use your card normally until it's time to pay, and at that point rinse and repeat.

[Anonymous]

Thanks for the quick response.