I forgot to tell you all, and I hope those who feel hopeless are inspired by all of the progress I've made, thanks to so many here!! I sincerely mean it when I say I COULDN'T HAVE DONE IT WITHOUT YOU! Before you, I was getting NO WHERE! Nickle and diming my First Premier, and thinking I just had to accept the way my credit reports read. For so long I was hoping for a credit miracle -- you guys are my miracle! And I thank you, from the absolute depths of my heart and my soul!
My grown son and his wife thank you, as well, as I've been able to help them clean up their credit -- two deletions and two updates and a 35 point plus score increase, this week, for both of them!!!! Several items are still pending.
) They can't wait for responses to the GW letters regarding late payments that occurred in the wake of hurricanes Katrina and Wilma.
) Positive updates are almost guaranteed, huh? And it's all because of YOU amazing people!
Aside from all of that, I do have some more news, regarding my credit. Over the weekend I was approved for the Blue Cash, as you know, but also received notice that Target is upgrading me from a $500 Red Card to their Visa, that will carry a $1000 limit. I didn't ask for it. They just did it. And ... Home Depot upped me to $800, from $500, and JC Penny is reporting my credit limit as $300 rather than $150! So just about everyone has raised me, though I intend to get rid of several cards after compiling a bit of history with Blue. BOA will turn 2 years old, soon! Bye bye First Premier, you served me well -- and JC Penny, as I don't "do" the mall, anyway, and Capital One is a toss up. I might need them for auto financing, soon.
And to think that just two short years ago (time passes quickly, you know?) I was thanking God for a $200 limit with First Premier and my $250 Home Depot, and if I can do it, anyone can!
simply -- me.
Message Edited by MercyMe on
07-09-2007 05:52 AM