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Hello,
I had a foreclosure in 2012 with a foreclosure close date and last status of March 2013. According to the bureaus it is scheduled to be removed May 2019. This week, the lender updated the account and flagged it as foreclosure. It hasn't affected my score that I can see but I wondered if anyone had experience with this. Why flag/update after 4 1/2 years? What is the impact of that action?
By last status of March 2013 I presume you mean that was when the account was last reported to the bureau(s). The updated status I presume you mean the account was reported to the bureau(s). Verify in the payment history after the latest reporting of the account that the foreclosure date(s) remained the same that they did not move forward in time. Also was the property actually foreclosed on or was it you received a notice a foreclosure would happen if you did not cure (pay the delinquent amount) by a certain date and you brought the account current?