First off, been lurking here awhile and learning alot. Thanks for all your advice and help. I have a Household Automotive Finance account listed twice on my EQ report. This was a repo charge off from 2001. One of them shows DOFD 7/2001, and the other shows 6/2002. The account #'s are only one digit off from each other. I have only had one account with them. How do I dispute this? Or should I? How bad is this hurting my score? I also have a collection account listed twice on my report with the same account #, same collection company. The only diffrence is the dollar amount, they are one dollar off from each other. This one is still within SOL, so I shouldn't DV, should I? Thank's again for all your advice.