Add my Child Support history to EX and TU?

[Anonymous]

Heres my story (and I'm sticking to it)...

got divorce, and child support judgement about 6 years ago.   Between the seperation and the D she had "borrowed" money from the state.  Once the court judgement came down I had to also start paying on the extra money she had got from the state.  I payed my agreed child support amount faithfully and with it a very small portion of the borrowed money.  The whole thing ended up on my credit as 60 days past due from day one I guess, past due every month (just started watching my reports about 4 mo ago) 

So once I decided to fix my scores I called the state and told them I wanted to settle the old balance, somewhere around $5000.  I refinanced and paid them off.  To my surprise they were very helpful (Connecticut).  I had a name and number I could call and talk to anytime re the account.  I had to write a couple of letters, couple of diff state offices but not a difficult process.  I was told it would show as "Paid in Full" once the transaction was complete.  Verbally, this was before I found out about getting a confirmation letter. 

Here's what they did - they took off the late payment notations for every month!  (see below - a portion of a 3 in 1 report I buy thru BoA)  and show EVERY month as having been paid on time!   I wasn't expecting this but was happy to see it. 

I said all that to ask this - Should I ask that this Child Support reporting be added to my EX & TU reports?  Will it help my score on the other ones?  Or should I leave it alone? 

Equifax Experian TransUnion reporting status  Reported  Not Reported  Not Reported  BUR CHILD reporting type  REVOLVING      Account Number:       Ownership:       Date Open: 05-1997      Balance Date: 02-2007      Balance Amount:       Monthly Payment:       High/Limit:       Account Status: Account is inactive      Prior Delinquency:       Past Due Amount:       Account History: Current      Comments: Child/family support obligation       

  Equifax

 The only thing I took out of the above report is my account number.  The above info may be jumbled a little but you can get the picture.   Dont know why it says inactive, I assume they will keep reporting my monthly child support payments but dont know that for sure.  Thanks in advance for any and all advice.  ctRob

[Anonymous]

Leave it alone...... TRUST ME!!!!!!

Rob

Message Edited by FICO_Focused on 06-07-2007 07:00 PM

[Anonymous]

Thanks, but should I try to get the history added to EX & TU?

[Anonymous]

never mind, I may  have misread your answer

[smallfry]

Be happy its only on one credit report. I don't know the regulations in the state in which you live but here in NJ NO child support info is reported unless you are $1000 in arrears. Its kinda like a when did you stop beating your wife. Its not a tradeline you want reported because it implies your expenses are higher than you might want known.

[Anonymous]

Believe me, nothing good can possibly come of having child support history reported. The ONLY purpose of the state reporting ANYTHING to do with child support to your credit file is to try and RUIN your credit.

Believe me, the people running the child support system would rather commit suicide with rusty AIDS-infected dental instruments than do ANYTHING that might help a non-custodial father. These people are the ENEMY of the male half of the species.