After Debt Validation?

[Anonymous]

Thanks for all of your advice so far. 

I just received a letter from Asset Acceptance.  It was a reply to the Debt Validation letter I sent to them on March 27, 2007.  This letter included: prior acct number, prior/original creditor, my name, principal, interest/fees, balance, last transaction date, and personal information(address, phone #, and SSN).

When I first wrote about this account I was curious about the SOL, which is 6 years in Oregon.  So, my question is what do I do next?  It is apparent that the SOL has expired on this account.  Does anyone have any suggestions on a letter, etc?  I must point out the Asset was extremely polite in the reply letter.

Thanks again,

newjbw 

[Anonymous]

Personally, I would send them another letter stating the SOL and they should cease communication with you.  I used this on one a few years ago - never heard back from the company and it isn't on my report.

Bud Hibbs website is where I get a lot of information, and they are listed as one of the worst JDBs