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Alliant CU - Personal Line of Credit Questions

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TravellingNomad
Established Contributor

Alliant CU - Personal Line of Credit Questions

does anyone that's a member of Alliant CU have this?  i want to start to get a mix of types of credit besides just cc's to possibly help my scores.  i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available.  my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them?  any input is appreciated.  TIA

Message 1 of 4
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Anonymous
Not applicable

Re: Alliant CU - Personal Line of Credit Questions


@TravellingNomad wrote:

does anyone that's a member of Alliant CU have this?  i want to start to get a mix of types of credit besides just cc's to possibly help my scores.  i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available.  my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them?  any input is appreciated.  TIA


 

I never knew Alliant had a LOC product.  Is it anything that can be used as checking overdraft?

Message 2 of 4
TravellingNomad
Established Contributor

Re: Alliant CU - Personal Line of Credit Questions


@Anonymous wrote:

@TravellingNomad wrote:

does anyone that's a member of Alliant CU have this?  i want to start to get a mix of types of credit besides just cc's to possibly help my scores.  i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available.  my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them?  any input is appreciated.  TIA


 

I never knew Alliant had a LOC product.  Is it anything that can be used as checking overdraft?


i guess they don't.  i guess there's two Alliant CU.  silly of me not to pay attention to the URL.  when i did a search for Alliant credit union line of credit, there was a hit for  a PLOC, but it was for the alliantcu.com.  i guess the point of my post is moot.

Message 3 of 4
Anonymous
Not applicable

Re: Alliant CU - Personal Line of Credit Questions


@TravellingNomad wrote:

@Anonymous wrote:

@TravellingNomad wrote:

does anyone that's a member of Alliant CU have this?  i want to start to get a mix of types of credit besides just cc's to possibly help my scores.  i don't need it and don't see any need to use it per se...but i wouldn't mind having one just to know that if anything comes up in the future, funds are available.  my EQ score with Alliant is at 679 (when i got approved for their cc)...is it hard to get a PLOC from them?  any input is appreciated.  TIA


 

I never knew Alliant had a LOC product.  Is it anything that can be used as checking overdraft?


i guess they don't.  i guess there's two Alliant CU.  silly of me not to pay attention to the URL.  when i did a search for Alliant credit union line of credit, there was a hit for  a PLOC, but it was for the alliantcu.com.  i guess the point of my post is moot.


Don't worry ... I've also gotten confused at times with the two different Alliant CUs. 

 

I just wish the Alliant I belong to had a PLOC / overdraft product like Navy Federal does.

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