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Am I safe or do I wait?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Am I safe or do I wait?

Been paying everything off to go AZEO and credit karma updated and all my accounts are where I want them to be. Is it safe to app or should I wait till I get a fico update at the end of the month

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2 REPLIES 2
Community Leader
Senior Contributor

Re: Am I safe or do I wait?


@BabyFaceNelson wrote:

Been paying everything off to go AZEO and credit karma updated and all my accounts are where I want them to be. Is it safe to app or should I wait till I get a fico update at the end of the month


wait till you get a fico update at the end of the month

GOALS: Garden til DEC 2020 and 800 Club



Scores
JUN 2019: EX 788, TU 794, EQ 779
APR 2019: EX 787, TU 789, EQ 781
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnate $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 2 of 3
Moderator Emeritus

Re: Am I safe or do I wait?

If you are looking for a specific score before apping I guess wait.

If you are just planning to apply regardless and are simply trying to optimize your scores: if CK has updated and things look legit, while you may want to sanity check EX, fact is your scores have already updated (instant in time) so app away.




        
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