Amex aging

[lewdog]

Good Morning all.

I have a questions regarding aging on Amex from the time that I opened my first account. I have 6 closed Amex cards closed but they are in good standing. The first Amex card I received was in 1991.

I have a couple charge offs and a defaulted student loan that I am taking care of before I apply for more credit. When I take care of these I plan on applying for an Amex card again. If approved will my credit aging history improve and will it show that I have been a member since 1991 .

[dragontears]

---

@lewdog wrote:

Good Morning all.

I have a questions regarding aging on Amex from the time that I opened my first account. I have 6 closed Amex cards closed but they are in good standing. The first Amex card I received was in 1991.

I have a couple charge offs and a defaulted student loan that I am taking care of before I apply for more credit. When I take care of these I plan on applying for an Amex card again. If approved will my credit aging history improve and will it show that I have been a member since 1991 .

---

Your card will likely have "member since 1991" on it. 

Your credit report will have the date the new card was actually opened. Amex hasn't backdated accounts in years.

[lewdog]

Thank you figured it was a lonG shot

[805orbust]

Yeah that was a fun time (member since 1987 here), but @dragontears was exactly right. 

[Anonymous]

---

@lewdog wrote:

Good Morning all.

I have a questions regarding aging on Amex from the time that I opened my first account. I have 6 closed Amex cards closed but they are in good standing. The first Amex card I received was in 1991.

I have a couple charge offs and a defaulted student loan that I am taking care of before I apply for more credit. When I take care of these I plan on applying for an Amex card again. If approved will my credit aging history improve and will it show that I have been a member since 1991 .

---

Yes it will normally show when you first opened the Amex card

[Peace27]

Yeah Amex stopped backdating accouns since 2015. I had the same senecio, I've been a member since 1993 but recently opened a new card in 2019....I was 4 years too late to get my account backdated...what a bummer!