Any Advice will help...

[rbrown973]

Hello Fico world...

I would like to get approved for Motorcycle Financing in the next couple of weeks but I want to make sure my CR will look decent enough to do so.

So far i'm waiting for two of my CC companies to report to EQ. My Current util is around 57% but once the update hits

                                               

Cap1 utili was at 88% now at 5%

First premier util was at 79% now at 11%

orchard bank util was %97 now at %6

Cap1 CL is $300

First Premier CL is $250

Orchard Bank CL is $250

So I think my Overall UTIL is somewhere around %7....

I have two collection accounts:

                                       1. Power Properties $770 and their willing to do PFD

                                       2. Central Financial Control $250, and from a phone convo. they only do PIF

but i'm sending out a PFD letter via mail to see if I have any luck.

Do you think i Can get approved if I can tackle these to collections???

EQ- 567 as of 3/08/08

[Anonymous]

IMO  a DV should always be sent before a PFD.......who owns the account etc. If past SOL the easier it is to get a PFD    What is the SOL on these?

[rbrown973]

Thanks, Happydays both account is not past Sol in my state... Power Properties Is a bill for breaking my leasing contract.

The 2nd. Central Financial Control for the amount of $250 for a medical bill from SC. I know both of them are mines and willing to get them taking care of ...