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@14fiesta, Hello, I have a foreclosure with US Bank from 01/12 and would like to know if I'd even be considered for a cc from US Bank or am I'm blacklisted?
@Anonymous wrote:
@14Fiesta wrote:Surprised that you got an answer so quick? lol
I do work as a CC CSR for US Bank. Ask me anything!
Okay. How come all I ever get is the prepaid debit card when I check the US Bank pre qual?
Because we hate you for no reason in particular. ![]()
EDIT: Don't feel to bad, I only get the debit card as well. I should write a strongly worded email to Richard Davis. ![]()
@Anonymous wrote:@14Fiesta, Hello, I have a foreclosure with US Bank from 01/12 and would like to know if I'd even be considered for a cc from US Bank or am I'm blacklisted?
This is a tricky one. While like I mentioned above, I can't really speak on behalf of underwriting, but I would be willing to bet you would have a very difficult time trying to get a cc. It's very well known by all internal employees, as well as everyone here that US Bank is EXTREMELY conservative. Like we give Simmons First a run for their money kind of conservative lol. Based off that alone I would say your chances lean more on the side of "probably not".