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Any New Daily Credit Pull Monitors?

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boomhower
Valued Contributor

Re: Any New Daily Credit Pull Monitors?


@Anonymous wrote:

USAA changed from daily pulls to once-a-month pulls back in September.  There is no way to get daily pulls from USAA.  Anyone saying otherwise is going off of what you could do 8 months ago.


Or you could call them and ask to upgrade to the premium service that does offer daily pulls, I have it.  Amex is the exact same service as well.

Message 11 of 31
Anonymous
Not applicable

Re: Any New Daily Credit Pull Monitors?

My apologies for the misinformation.  I was going off of this thread that I read a few months ago; http://ficoforums.myfico.com/t5/General-Credit-Topics/No-more-unlimited-pulls-with-USAA-Credit-Check...

 

At the time, apparently I only read the first page, somehow not realizing there was more than 1 page.  Further in the thread it is mentioned that you can upgrade for daily pulls.  USAA would be wise to include that on their CMS page.  I checked it a few nights ago to see if they had allowed the upgrade to daily pulls and nothing on their page lets you know that.

Message 12 of 31
Anonymous
Not applicable

Re: Any New Daily Credit Pull Monitors?


@kroberts67 wrote:

@Anonymous wrote:

USAA changed from daily pulls to once-a-month pulls back in September.  There is no way to get daily pulls from USAA.  Anyone saying otherwise is going off of what you could do 8 months ago.


Hmm, that's strange cause I currently get daily triple pulls from USAA for $22.92/month and rather enjoy it and have only signed up 2 months ago.  Smiley Wink

 

You have to sign up for regular monthly pull one (for $13 or whatever it is), then when you're in your account page you'll see the UPGRADE button to daily pullls for $22.95, or call them and they will upgrade you.


+1

I have this service right now.

Message 13 of 31
Anonymous
Not applicable

Re: Any New Daily Credit Pull Monitors?


@b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 

Message 14 of 31
webhopper
Moderator Emeritus

Re: Any New Daily Credit Pull Monitors?


@Anonymous wrote:

@b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 


This service can be upgraded to a daily report puller that costs a total of $22/ month

This is what I'm currently using.. and supplementing with MyFICO when  I was my real FICO scores

FICO 8:
Goal: Gardening!
Message 15 of 31
Countingpennies
Established Contributor

Re: Any New Daily Credit Pull Monitors?

I signed up for USAA Premium yesterday. Today I logged in and on the left side is a 'refresh' button. I refreshed and got a pop up to upgrade to daily pulls. I heard that you have to call, but the upgrade option IS online after you sign up.
Message 16 of 31
dodfire
Valued Contributor

Re: Any New Daily Credit Pull Monitors?


@webhopper wrote:

@Anonymous wrote:

@b_seeker wrote:

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

 

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

 

Which $13 is still a pretty nice price.


 

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls.  Not 3 pulls for each CRA.

 

Still cheap compared to the others, but far from the value that it used to be with daily pulls. 


This service can be upgraded to a daily report puller that costs a total of $22/ month

This is what I'm currently using.. and supplementing with MyFICO when  I was my real FICO scores


+1

I am also using USAA daily pulls...Signed up 3 months ago. 

*8/10/13
Message 17 of 31
Anonymous
Not applicable

Re: Any New Daily Credit Pull Monitors?

As I'm also looking for a daily puller, I have a question for those of you using USAA;

 

Is there any reason you aren't using EIDT (Eliminate ID Theft) ?  USAA is $22/mo, EIDT is $13/mo.  For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

 

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.

Message 18 of 31
webhopper
Moderator Emeritus

Re: Any New Daily Credit Pull Monitors?


@Anonymous wrote:

As I'm also looking for a daily puller, I have a question for those of you using USAA;

 

Is there any reason you aren't using EIDT (Eliminate ID Theft) ?  USAA is $22/mo, EIDT is $13/mo.  For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

 

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.


I don't use EIDT because I'm not familiar with them and gravitate towards lenders / service providers who I am familiar with and trust. 

FICO 8:
Goal: Gardening!
Message 19 of 31
Siopao
Regular Contributor

Re: Any New Daily Credit Pull Monitors?

Just signed up for the USAA monitoring.  For some reason I thought I had to have a checking or savings with USAA to be able to use thier monitoring serivce.  I like it a lot better than Eliminate ID.  The formatting is better and the information is easier to read.  Also, their printable version is better too. 

Now I just need to cancel my account with Eliminate ID, both times I tried to call I just got an answering machine...

Message 20 of 31
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