Any luck with recent lates removed with GW's?

[Anonymous]

I am wondering if anyone here has any luck getting recent lates removed with GW letters.  I don't know how much hope I have but I would REALLY like to get two removed from my report. 
I talked to a woman on the phone who said that she could get rid of all of the lates on our reports for the last seven years for $1200!!!!!!  Yeah, whatever!!!  I am just really concerned about the recent ones and then I will work on the ones from 7 years ago!

[Anonymous]

Yes- They work

If I posted for each of my GW sucsesses - people would wonder what i was really doing-

32 lates a year ago- down to 9

They hit their 2 year birthday in a few months- I will have a party-

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danikasmom wrote:

I am wondering if anyone here has any luck getting recent lates removed with GW letters.  I don't know how much hope I have but I would REALLY like to get two removed from my report. 
I talked to a woman on the phone who said that she could get rid of all of the lates on our reports for the last seven years for $1200!!!!!!  Yeah, whatever!!!  I am just really concerned about the recent ones and then I will work on the ones from 7 years ago!

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[Anonymous]

Ok, you have given me some hope.  I got a "no way" letter from Chase but I will try again.  The late was only this December so it is very recent.  And the other one is for Maytag back in October of last year.  Otherwise, I am pretty clean, I think.

[fishbjc]

I had good luck with BofA and Dillard's.  I've just sent one to JCP.

I'm not worried about the lates from years ago, they're not hurting me.

[Anonymous]

Fish, were yours very recent?  I have seen some people have success with Chase and others not.  I will just be persistent, I guess.

[fishbjc]

Yes BofA was five lates middle of 07 and Dillard's was a couple of years ago. 

I'd like to gw Chase for a couple of dh's....but they scare me, lol.

I've heard excellent things about JCPenney and Macy's.

My Sears was from 2004 & Kohl's 2005, so they're not a concern.

Rachie

[Anonymous]

I think any GW is hit or miss. Definitely worth a try, but just don't expect it to work.

I work for a big bank, and my GF had two late payments last year on a credit card through them. She even referenced me in her GW letters and sent them to specific collections managers that I found on the internal website, but so far she's had no luck getting them removed.

[pattycake]

GE Money Bank/Mervyn's sent me a letter saying they would remove all lates from my file, but they are still on my CRs. The letter is from December. I called them a few weeks ago and the CSR was rude and not very helpful. I called again last week, and the CSR who answered put in a request for research and apologized for the inconvenience, so I am hopeful that will take care of it and my CRs will be updated. I did not have luck with GW requests from Providian, so I am going to try again. I want to apply for a mortgage very soon so I'm getting kind of anxious!!!

[jalexander06]

Hi fishbjc,

I've been lurking and reading for a couple of months but after seeing your response I had to post. I just received a no from BoA for a GW I sent them.  Would you care to share who you addressed your letter to?

Thanks,

J

[Anonymous]

I noticed last week that Summit removed a paid collection after a good will letter.  Unfortunately it didn't change my score too much, but it does make me feel good.  Summit was very easy to work with.