cancel
Showing results for 
Search instead for 
Did you mean: 

Anybody else get an email about Paypal changing terms

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Regular Contributor

Re: PayPal Credit - Still yet to report

@SHJ wrote:

 

Mine hasn't, statement date is in 2 days, though. 

 

Nothing yet for me either, statement date is the 23rd.  Paid a little more on it today, will be able to pay

it off next month.  Hoping nothing shows up before then. 

My Wallet


Installment Loans






Starting FICO 8 Scores 5-5-19

Current Scores

Starting Mortgage Scores 5-5-19

Current Mortgage Scores












Message 171 of 179
Frequent Contributor

Re: PayPal Credit - Still yet to report

I did the same a few months ago when my balance was high at 8k but noticed the free increases have ceased since I stopped using it as much now the balance is at zero.  

Message 172 of 179
Frequent Contributor

Re: PayPal Credit - Still yet to report

My due date was the 12th, statement cut on the 18th. Nothing has been reported as of today, the 23rd.

Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 173 of 179
Regular Contributor

Re: PayPal Credit - Still yet to report

Likewise, statement cut 2 days ago, but no changes to the credit report. I'd say, either they are going to report everyone collectively at the end of the month, or we won't see any reporting until sometime in October, at least
Message 174 of 179
Regular Contributor

Re: PayPal Credit - Still yet to report

@SHJ wrote: 

 

Likewise, statement cut 2 days ago, but no changes to the credit report. I'd say, either they are going to report everyone collectively at the end of the month, or we won't see any reporting until sometime in October, at least

 

I think you're right, SHJ.  I believe the statement that cuts in September is what they are going to report to the CRA's.  

 

I've already got it down to <8.9 utilization so it wouldn't be that bad, but plan to pay it off before the statement cuts. 

My Wallet


Installment Loans






Starting FICO 8 Scores 5-5-19

Current Scores

Starting Mortgage Scores 5-5-19

Current Mortgage Scores












Message 175 of 179
Established Member

Re: PayPal Credit - Still yet to report

So I logged into my Experian today and saw that Paypal Credit is noo longer a hidden line - it is now showing on my credit report.  I am not mad per say ... but they are only coounting th payments from  the June of this year.    Nevermind all the payments I made before (on time ).    Ugh   Just thought I would rant here.  

Message 176 of 179
Valued Member

Re: PayPal Credit - Still yet to report

What date does it show as being opened though? That’s the important part. Mine still hasn’t reported.
Message 177 of 179
Frequent Contributor

Re: PayPal Credit - Still yet to report

There is another thread going on, but basically we now know

1. Old PayPal credit accounts have begun to report
2. They report with the correct inception date
3. They only show payment history starting in June 2019
July 31/2019. EX-712. EQ-704. TU-726
Aug 23/2019. EX-709 EQ-710 TU-731
Oct 25 2019. EX-715 EQ-712 TU-734
Nov 15 2019. EX-716 EQ-718 TU-739
Message 178 of 179
Moderator

Re: PayPal Credit - Still yet to report

As new developments and DPs have started steaming with regard to the reporting outcome, please direct any further replies/comments to the following thread:

https://ficoforums.myfico.com/t5/Credit-Cards/Paypal-credit-reporting/td-p/5707214

Accordingly, this thread is now locked and closed to new messages.

-FS
Message 179 of 179
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.