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Anyone Still Having Issues with Timely Updates from Creditors?

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Trudy
Valued Contributor

Anyone Still Having Issues with Timely Updates from Creditors?

I'm not.  Just asking as I know the past several months there's been numerous posts regarding this and the general consensus seem to be it might be related to COVID (employee reduction, etc)

 

For me my updates were like clockwork per each CB until March.  Then I had missed months with some lenders and very very late reporting with others.  Of my creditors Capital One & Synchrony were the only that never changed.  But it's now been 2 months of timely reporting for all (as it was pre-March).

 

I'm curious about the rest of the world/lenders.  If nothing else this may be a one stop shop for these issues.  

FICO - 8: 05/05/23
Message 1 of 5
4 REPLIES 4
Brian_Earl_Spilner
Credit Mentor

Re: Anyone Still Having Issues with Timely Updates from Creditors?

TU is 2 months behind on my Wayfair card. The other two are up to date.

    
Message 2 of 5
blindambition
Senior Contributor

Re: Anyone Still Having Issues with Timely Updates from Creditors?

Apple Card is always delayed. Sometimes a month.

Message 3 of 5
Anonymous
Not applicable

Re: Anyone Still Having Issues with Timely Updates from Creditors?

I'm having issues. Continental Finance hasn't updated in almost three months which is pissed me off because I was maxed out and I paid it all the way off three months ago. If they don't update this month I'm going to do a dispute.

 

Apple is about 45 days behind. I had sent him a text asking him and they informed me when my account would update. 

Message 4 of 5
Anonymous
Not applicable

Re: Anyone Still Having Issues with Timely Updates from Creditors?


@Trudy wrote:

I'm not.  Just asking as I know the past several months there's been numerous posts regarding this and the general consensus seem to be it might be related to COVID (employee reduction, etc)


My AMEX BCE reporting is a little slow this month. Statement closing on the 8th and finally updated at Experian on the 13th.

No updates to EQ/TU as of the 14th.

 

Several months ago, AMEX took almost 3 weeks to update for a lot of people, myself included.

 

That feeling when....you have a monthly 3B report ready to pull on a myFICO Premier subscription, but a single card not reporting is holding you back from using it 4 days later. (Is this what withdrawal symptoms feel like? haha)

 

[EDIT TO ADD:

 

AMEX finally updated at EQ/TU around 2 hours after I posted this. I got a myFICO alert to the TU balance change, but had to use my.equifax.com to see if Equifax had the new $0 balance.

 

I will probably get an alert from myFICO tomorrow that EQ updated. I went ahead and used my monthly 3B and everything is updated as expected.

 

So my AMEX BCE took 6 days from closing to update across all 3 CRAs. Not that bad, but slower than usual for AMEX.

]

Message 5 of 5
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