cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone With an Experian Subscription?

tag
Trudy
Valued Contributor

Anyone With an Experian Subscription?

Good Morning/Afternoon,

 

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

 

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

 

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull?  If this works like MyFico I assume it will remain the 6th....

 

 

FICO - 8: 05/05/23
Message 1 of 9
8 REPLIES 8
Remedios
Credit Mentor

Re: Anyone With an Experian Subscription?


@Trudy wrote:

Good Morning/Afternoon,

 

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

 

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

 

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull?  If this works like MyFico I assume it will remain the 6th....

 

 


Day it was pulled. I am certain because I waited a few times for cards to report. 

Had it been the day it was available, cards would not have been on the CR 

 

It will also reset your next available day, so next one will be available 30 days from the last pull 

Message 2 of 9
Medic981
Valued Contributor

Re: Anyone With an Experian Subscription?

The credit report is generated at the time you order it.







Your FICO credit scores are not just numbers, it’s a skill.
Message 3 of 9
calyx
Super Contributor

Re: Anyone With an Experian Subscription?

^ What everyone else says - the day it's pulled.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 4 of 9
blindambition
Senior Contributor

Re: Anyone With an Experian Subscription?


@Remedios wrote:

@Trudy wrote:

Good Morning/Afternoon,

 

My 3B monthly report is ready today, but I want to wait a few more days for an account to report to see if it impacts EQ F8.

 

Do you know if you wait to pull the 3B report if it will reflect information from the date pulled or the day it was available?

 

Also, if the report is pulled later with updated information, will the following months report still be on the 6th or the date that I pull?  If this works like MyFico I assume it will remain the 6th....

 

 


Day it was pulled. I am certain because I waited a few times for cards to report. 

Had it been the day it was available, cards would not have been on the CR 

 

It will also reset your next available day, so next one will be available 30 days from the last pull

+1

my reports were available July 26th, I pulled the 30th. It reset from the 30th.


 

Message 5 of 9
Trudy
Valued Contributor

Re: Anyone With an Experian Subscription?

Good news.  Thank you all! Smiley Wink

FICO - 8: 05/05/23
Message 6 of 9
BallBounces
Valued Contributor

Re: Anyone With an Experian Subscription?


@Remedios wrote:

It will also reset your next available day, so next one will be available 30 days from the last pull 


I would just clarify that this statement above assumes that you don't cancel your membership.  If you do .... that report will potentially be available much sooner than 30 days if you chose to sign up again.

 

 

FICO 8 Scores for April 2025:      

Do you know your SuperFICO?  
Message 7 of 9
Trudy
Valued Contributor

Re: Anyone With an Experian Subscription?

Okay, quick question.

 

I waited for my CK to update today to see if my last accounts reported to EQ, which it shows it did.  Then I pulled my 3B from EX.  Surprised to see that there are not updated on EQ.  Have you seen this before and know why? Wonder if it has something to do with EX pulling information for EQ CB on a Saturday.  But Saturday is my update day with CK so... 

FICO - 8: 05/05/23
Message 8 of 9
Aspireto850
Established Contributor

Re: Anyone With an Experian Subscription?

This works on all the CBs except myFICO. Even if you generate the new report a week later it’s still based on when the report became available.








Message 9 of 9
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.