Anyone have luck with GW with HFC???

[pattycake]

I'm getting ready to write them a GW for some late payments back in 2004 and 2005.  I now have two credit cards with HSBC, which owns HFC, and also have a large savings account with them, but want to know your experiences and whether these are likely to factor in to their decision. 

Thank you! 

My FICO scores are:

Experian:  682

EQ:  665

TU:  ???? (they have a 4/06 medical collection on there for $98 that is likely my ex husband's, and we've been divorced for 7 years!!!!)

I'm desperately seeking the 700 club!!!!!!!!!!

FAKO's:

Experian:  676

EQ:  683

TU:  668

[Anonymous]

My husband had a 30 day late with them and I send a GW Letter_the only response I received from them was a credit report dispute form. On the bottom of the  form it says that they do not do goodwill adjustments.

Maybe you will have better luck than me.