Anyone use citi identity monitor?

[Anonymous]

Anyone have any opinions on it compared to the other monitoring programs out there? Do they allow daily pulls?

[Anonymous]

Hmm okay I think I answered my own questions, I found the info online, can do monthly pulls only it seems, not worth $9.95 a month to me.

Anyone know of another monitor that can do daily pulls? Not including Truecredit.

[wmarat]

Yes, it allows only monthly pulls, do not like their layout, and IMHO pretty much useless service.

TrueCredit is monthly service too.

Daily pullers I am aware of:

1. Credit Secure by Amex, $11.99, Amex card required, EXP based

2. CreditCheck Total $9.95 - $19.95, EXP based

3. USAA CreditCheck Premium, $12.25, USAA membership required, EXP based

4. National City IDP, $8.95 for single, $14.95 for couple, TU based.

[Jazzzy]

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@wmarat wrote:

Yes, it allows only monthly pulls, do not like their layout, and IMHO pretty much useless service.

TrueCredit is monthly service too.

Daily pullers I am aware of:

1. Credit Secure by Amex, $11.99, Amex card required, EXP based

2. CreditCheck Total $9.95 - $19.95, EXP based

3. USAA CreditCheck Premium, $12.25, USAA membership required, EXP based

4. National City IDP, $8.95 for single, $14.95 for couple, TU based.

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Hi wamarat,

Thanks for this list. Even though these allow you to pull daily, do you know how many of them actually update daily. I'm considering signing up for a monitoring service, but I've seen chatter on the boards that, even though you can pull daily, the information is not updated.

I've got a National City CC, and that seems to be the best price per couple. Wondering what you can tell me from your experience....thanks.

[wmarat]

I had very long conversation with a CreditSecure rep a while ago.

I understood that each CRA has different channels to update info. The fastest one is when you dispute online, in this case you see the most updated info. The slowest one is for monitoring services. A rep told me that info is updated at the moment you ordered new report, but frequently the updated info has just not reached the service, so they provide info they have.

All 4 services are not accurate, but they generate soft pull