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Anyone with ING Electric Orange Checking Acct

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LS2982
Mega Contributor

Anyone with ING Electric Orange Checking Acct

CLIs for overdraft protection are soft pulls on EQ. They pulled it with a freeze on my reports.




EQ FICO 548 3/3/16
Message 1 of 16
15 REPLIES 15
namvet
Established Contributor

Re: Anyone with ING Electric Orange Checking Acct

ING EO checking app for me resulted in a HP on EQ!

Message 2 of 16
jason86423
Frequent Contributor

Re: Anyone with ING Electric Orange Checking Acct

Good to know.. I figured it would be a hard on EQ.

 

if you don't mind sharing, how long have you had your EO?  

 

 

Message 3 of 16
LS2982
Mega Contributor

Re: Anyone with ING Electric Orange Checking Acct


@namvet wrote:

ING EO checking app for me resulted in a HP on EQ!


Yes the original app for new acct will result in HP but if you got a low OD protection limit you can request for CLI on a SP.




EQ FICO 548 3/3/16
Message 4 of 16
namvet
Established Contributor

Re: Anyone with ING Electric Orange Checking Acct

I opened it in Sept of this year!

Message 5 of 16
LS2982
Mega Contributor

Re: Anyone with ING Electric Orange Checking Acct


@namvet wrote:

I opened it in Sept of this year!


OK, did you try for a CLI on the overdraft protection recently and it resulted in a HP?




EQ FICO 548 3/3/16
Message 6 of 16
namvet
Established Contributor

Re: Anyone with ING Electric Orange Checking Acct

They offered $1000 CL for overdraft but i declined it and still got the HP!

Message 7 of 16
LS2982
Mega Contributor

Re: Anyone with ING Electric Orange Checking Acct


@namvet wrote:

They offered $1000 CL for overdraft but i declined it and still got the HP!


A 2nd HP?? I would recommend freezing your report, It worked for me. I got denied but I got the letter in the mail explaining why and reasons.




EQ FICO 548 3/3/16
Message 8 of 16
namvet
Established Contributor

Re: Anyone with ING Electric Orange Checking Acct

No, it was just 1 HP on the initial opening of the account.  I thought when i declined the OD protection no HP would be done....wrong!   Great checking account however!  I had been doing business with ING for several years (stocks etc) so i went ahead and opened a checking for eaiser transfer of funds while buying/selling stocks.  Waiting for them to start offering credit cards!??

Message 9 of 16
LS2982
Mega Contributor

Re: Anyone with ING Electric Orange Checking Acct


@namvet wrote:

No, it was just 1 HP on the initial opening of the account.  I thought when i declined the OD protection no HP would be done....wrong!   Great checking account however!  I had been doing business with ING for several years (stocks etc) so i went ahead and opened a checking for eaiser transfer of funds while buying/selling stocks.  Waiting for them to start offering credit cards!??


I wanna try stocks but dont know anything about it. I got an offer to open an orange savings with a $25 bonus 'm gonna do that soon.




EQ FICO 548 3/3/16
Message 10 of 16
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