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CLIs for overdraft protection are soft pulls on EQ. They pulled it with a freeze on my reports.
ING EO checking app for me resulted in a HP on EQ!
Good to know.. I figured it would be a hard on EQ.
if you don't mind sharing, how long have you had your EO?
@namvet wrote:ING EO checking app for me resulted in a HP on EQ!
Yes the original app for new acct will result in HP but if you got a low OD protection limit you can request for CLI on a SP.
I opened it in Sept of this year!
@namvet wrote:I opened it in Sept of this year!
OK, did you try for a CLI on the overdraft protection recently and it resulted in a HP?
They offered $1000 CL for overdraft but i declined it and still got the HP!
@namvet wrote:They offered $1000 CL for overdraft but i declined it and still got the HP!
A 2nd HP?? I would recommend freezing your report, It worked for me. I got denied but I got the letter in the mail explaining why and reasons.
No, it was just 1 HP on the initial opening of the account. I thought when i declined the OD protection no HP would be done....wrong! Great checking account however! I had been doing business with ING for several years (stocks etc) so i went ahead and opened a checking for eaiser transfer of funds while buying/selling stocks. Waiting for them to start offering credit cards!??
@namvet wrote:No, it was just 1 HP on the initial opening of the account. I thought when i declined the OD protection no HP would be done....wrong! Great checking account however! I had been doing business with ING for several years (stocks etc) so i went ahead and opened a checking for eaiser transfer of funds while buying/selling stocks. Waiting for them to start offering credit cards!??
I wanna try stocks but dont know anything about it. I got an offer to open an orange savings with a $25 bonus 'm gonna do that soon.