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I'm currently looking for a new apartment and I'm slightly worried as to how the credit checks will affect my credit score. Being that so many people apply for apartments at the same time I will be putting in about 4 applications over the course of the next few weeks and I'm not sure how these are factored in or how much the realtor/tenant is checking. What are they even looking for when so many people apply for the same apartment?
When I was house hunting for a rental, I paid for all 3 of my reports and got all three FICO scores (back when EX still sold them). I took all of them with me when I inquired about a rental and asked if they would use what I had and not pull my report.
They all agreed.
Different landlords/managers look for different things. Some a score is very important, others not so much. Some will allow NO collections whatsoever, others don't care that much. What is a show stopper with any of them would be an eviction or still owing money to a previous rental.
I just got my tri merge- does this mean that I can use this same report and just give it to realitors? That would be great, because I just recently read that doing a check like this can actually drop your score by ten or so points.
If they will take it I don't see why not.
Yeah that's obviously the answer, it will depend on which realitor i pick to go with oh well thx for advice I guess we'll see.