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Apple FCU PLOC approved!

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sarux3
Frequent Contributor

Apple FCU PLOC approved!

Forgot to mention my success from last week... I was concerned about overutilizing my WF PLOC since I still have more contractor expenses coming up and it was already at over 30% utilization. So before my new accounts started to report, I decided to get in an app for a second LOC through Apple FCU, who financed my car loan from December. Requested $20k, next day they asked for last two pay stubs, an hour after submitting those I was approved for the full amount with an APR of 7.25%!
CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
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3 REPLIES 3
Anonymous
Not applicable

Re: Apple FCU PLOC approved!

Congrats!
Message 2 of 4
I-think-I-can
Valued Contributor

Re: Apple FCU PLOC approved!

Nicely done! Congrats! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 3 of 4
Scupra
Super Contributor

Re: Apple FCU PLOC approved!

Great starting limit!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
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