Good thing it was a SP IU chcked my EQ report and saw the SP(phew!) Said reason for denial was no score came up? How can I fix this? Should I leave it alone and forget about.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@myjourney wrote:Sorry about the denial do you have an EQ score I see none listed in sig?
Hey MJ! I dont have an EQ or TU FICO score generated as of this month, Do you think CapOne wanted a FICO score? I do have FAKO scores via EQ.com
Hiya bears....
It's that 3 bureau thing of Cap1. You may need a secured card for 6 months before you can generate a score. Is there nothing on your reports?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Yeah I have 4 cards Macys, Blomingdales, Wells Fargo Plat. and Sony VISA which is Cap One
OK.. now that is strange. Have you had these cards over 6 months?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:OK.. now that is strange. Have you had these cards over 6 months?
Im barely going to hit the 6 month mark next month so that must of been why but no big deal I just opened a Wells Fargo Way2Save Checking Acct. yesterday and looks like I will be happy with it, I will also now be able to transfer money online without having to go to an ATM since my whole family banks with Wells Fargo. Thanks for the help Shogun and myjourney!
Ahh... so when those hit the 6 months mark, you'll be generating a score. After they hit the 1 year mark, with good gardening, you should be setting pretty!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.