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Guys i just want to make you aware that I applied online for ING DIRECT checking account they got HP alert from equifax. Be careful.
It is well documented in these forums that many banks and credit unions will hard pull for membership and / or opening a checking account but thanks for the heads up that this particular institution should be included in the list. An inquiry to a single credit report is a minor inconvenience for me and whenever I initiate any transaction with a business I have come to expect it and not be surprised. And this is not limited to just banks but any service provider that I may have contact with.
@Anonymous wrote:It is well documented in these forums that many banks and credit unions will hard pull for membership and / or opening a checking account but thanks for the heads up that this particular institution should be included in the list. An inquiry to a single credit report is a minor inconvenience for me and whenever I initiate any transaction with a business I have come to expect it and not be surprised. And this is not limited to just banks but any service provider that I may have contact with.
+1 - It's becoming more and more the norm.