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Are both EQ and TU updating reports more slowly than usual?

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haulingthescoreup
Moderator Emerita

Are both EQ and TU updating reports more slowly than usual?

Am I dreaming, or are EQ and TU updating accounts even more slowly than they used to? It seems like when I first started pulling my TC reports, EX updated immediately, and the other two within two days (usually TU first.) Now it's taking around 5 days for TU and a week or more for EQ.

I don't understand why there would be a delay. Surely the data is transmitted electronically from the creditors, so wouldn't it just keep on going into the reports? It's not as if Bob Cratchit is scratching away with his quill pen, carefully moving my tiny little payments over to the reports.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 1 of 6
5 REPLIES 5
MidnightVoice
Super Contributor

Re: Are both EQ and TU updating reports more slowly than usual?



haulingthescoreup wrote:
Am I dreaming, or are EQ and TU updating accounts even more slowly than they used to? It seems like when I first started pulling my TC reports, EX updated immediately, and the other two within two days (usually TU first.) Now it's taking around 5 days for TU and a week or more for EQ.

I don't understand why there would be a delay. Surely the data is transmitted electronically from the creditors, so wouldn't it just keep on going into the reports? It's not as if Bob Cratchit is scratching away with his quill pen, carefully moving my tiny little payments over to the reports.


All three are reporting within a couple of days for me. 
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 2 of 6
haulingthescoreup
Moderator Emerita

Re: Are both EQ and TU updating reports more slowly than usual?

Hmmphh, TU finally updated Discover, but EQ hasn't. Smiley Mad

I'm all twitchy because I have just gone through a 31-day cycle with pretty much everything PIF'd other than a $7 balance on Sears/ Citi, plus I paid off one of my student loans. I'm curious to see what might happen to my scores (not much of anything, I suspect), but I don't want to pull until all three are current. I'm trying to find out what, if anything, makes my new bucket happy, other than the sudden disappearance of all my lates. (Working on it!!!)

C'mon, EQ! hmmphh.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 3 of 6
Anonymous
Not applicable

Re: Are both EQ and TU updating reports more slowly than usual?

I think it's different for everybody, IMO.
 
For me in particular, EQ updates in just a couple of days and TU and EX take forever...well, I haven't checked EX in a little over a month so I don't if that's still the case.  But TU definitely is a snail.
Message 4 of 6
Anonymous
Not applicable

Re: Are both EQ and TU updating reports more slowly than usual?

ex is quick for me--eq is bad.  i just got a credit back from them because they had not updated.  tu is my best scorewise and they report to WAMU.
Message 5 of 6
fused
Moderator Emeritus

Re: Are both EQ and TU updating reports more slowly than usual?

For me EX has always been the fastest to update the good, the bad and the ugly
 
TU use to be slowest but now it's EQ that is lagging
Message 6 of 6
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