In the beginning of my rebuilding process, I added myself to my mothers credit cards as an authorized user. They were 3 brand new accounts from January of this year (2016) with $10,000 to $15,000 limits. They offset my utilization bringing up my score quite a bit. But now, I have a clean report and don't need the accounts, so I removed myself from them. They now show as "terminated". But are they still used in calculating my AAoA? If so, can I dispute the accounts saying they are not mine and have them removed from my report to bring up my AAoA?
Yes, they are included in AAoA. And yes, you can remove them from your reports.
Do you know how to remove such Auth User accounts? Call all 3 credit bureaus?
I'm in similar situation, need to remove my account (auth user) which has been closed recently.