Arrow Financial

[Anonymous]

Just to let people now, good things can happen with Arrow Financial.  It just takes awhile.  In the process of refinance, I had to deal with this sleezebag CA and I did end up having some success. 

First of, they finally did agree to several items.  A) they settled the account at 35% of their balance.  B) they agreed to a PFD (they haven't even been paid, but they have deleted the TL from all three CR's).  C) they put the agreement in writing and faxed it to me.  It only took writing them every week and calling them every day for four weeks to have this success.  But in the end, all the work paid off and I am happy and they...well I have no idea if they are happy or not and I don't care. 

In the end, I have a signed, written agreement with Arrow stating that they will delete all trade lines from all credit reporting agencies.  They will not sell the debt to anyone else.  And, that they will accept payment at a 65% discount of the balance.Probably the best $300 i spent recently. 

So how did I do it?  Well A) I remained calm with them.  B) I made a plan as to what I wanted to achieve, as part of that plan, I knew what the maximum I wanted to spend.  C) I accepted that I would have to pay them something.  D)  A lot of writing and telephone calls to them.  (yea, I know that you should not call a CA, but i was also on a deadline)  E) once i found a person with them that would work with me, that is the person I called.  F) i really started to have more success late in the month.  We came to an agreement on 27 Feb 2008 and my letter is dated 29 Feb 2008. 

Now i must be vigilant and watch to insure that they do not pull anything sneaky. 

[Anonymous]

Congrats on your sucess!!

This must be the first 'favorable' post regarding Arrow

[Anonymous]

I  could say that I have to start dealing with them in a couple of months, but they fall completely off my report as RSOL is up in June!

Yippeee!

SerenityBound....indeed!

[Junejer]

Congrats Marine. Good job. I like to hear it when the good guys score.

[llecs]

Congrats! Never took "no" for an answer, huh?

[Anonymous]

fantastic! i have had no luck working with them on a fraudulant CC but they fall off in a few months so they can sit on it.

[Anonymous]

PLEASE PLEASE Share more detail like copies of the letters, the jist of the conversations or even who you spoke to. I am very much in need as these are the only baddies left (First Premier & Arrow). Congrats on working these folks!

[gdtobefree]

I also would like to see what you sent them to get them to work with you.

I have always heard that it IS best to deal with them late in the month, they are more willing to work with you IF they have met their quota already.

They have this game that they play in the offices, the one that gets the most accounts paid in a month wins something like free dinner, paid day off, crap like that, incentives if you will.