I've always wondered about this... Let's say you are an AU and the primary card holder's credit scores begin to tank bigtime or let's say the exact opposite happens where you're both jumping for joy! How do the CRB's report on the AU's credit or do they? Do any of these events even have an affect on the AU's credit file/scores?
Only the stats of the account AU is on will affect AU's profile, age (if lender backdates), UTI and payment history, as if it's just another account under AU's profile.
@Anonymous wrote: Only the stats of the account AU is on will affect AU's profile, age (if lender backdates), UTI and payment history, as if it's just another account under AU's profile.
Wow so it does matter either way good to know thanks!
