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Authorized user account showing 30 day late?

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Anonymous
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Authorized user account showing 30 day late?

Long story short I was an authorized user on a 5/3 bank card of my brothers. He called to have me removed a year ago from the account. It never even reported on my credit at all. Apparently he is 30 days late on that card because a 30 day late popped up on my credit from them. I called him freaking out, he called them and said I was never removed. So, am I stuck with this 30 day late now? Can I dispute it? I was supposed to be removed awhile ago. I'm not very happy.
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fltireguy
Valued Contributor

Re: Authorized user account showing 30 day late?

Don't worry - when the TL gets deleted the entire history along with he negative will disappear
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 3
AndySoCal
Senior Contributor

Re: Authorized user account showing 30 day late?

I would call the creditor and make sure it gets removed. Or idspute with bureau to have trade line deleted.

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo
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