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Hey all,
New to forum, working on building credit score up. I immigrated to the US from the UK last january. I have several credit cards, most notable ones are Bank of America, and 2 from Capital One, i also have an Auto loan lease with VW and I'm an authorized user on an American Express card. I can access both Transunion and Experian records on me.
I signed up to MyFico last week, but got stuck half way through and had to manually verify, called up and was told that Equifax weren't releasing information on me.
So i call Equifax, get told to email two docs to their email address, drivers & social. 5 days later, no response, get told to FAX it, so i do just that. Call back again 4 days later, no sign of fax documents, and apparently my "Record" hasn't been updated. Some reps tell me i have no record, others tell me i need to verify - i have no idea what's going on.
I've spoken to so many people at Equifax, none of them have a clue what the deal with my account is. One rep told me i have to call all my creditors and tell them to call Equifax Business Services, which i called BS on as the other bureaus have my informaiton.
Anyone been in a similar situation, or know what to do? I've searched around and information has been varied, also new to credit and understanding how this all works. I've seen a similar post to mine, but with no final resolution
Any advice appreciated.
Is the name address and social security number (equivilant) then same as what you esed on my FICO Is ithe smae information your creditors are using for you?