cancel
Showing results for 
Search instead for 
Did you mean: 

Authorized user and credit reporting question

tag
Anonymous
Not applicable

Authorized user and credit reporting question

Short version:

Will removing my wife as an "authorized user" prevent credit reporting of said account?

 

Longer version:

Becuase I missed one payment last year, it has negatively impacted HER credit.  Ive determined that this is a individual account (in my name only) but she is an "authorized user" (not even sure how this came to be, but thats not the issue). Will simply removing her authorized user remove the negative account from her credit report?

 

Thanks in advance. 

Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Authorized user and credit reporting question

IME it usually leaves the account on there but closed/terminated

 

Dispute it with the bureaus to remove it completely, while also removing her as an AU to prevent any more reporting

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.