We got a car loan through Road Loans last August. I would highly recommend them. The process was simple. They sent the packet. All we had to do was give three references and sign some forms. They called to verify our information. Make sure you call them back. We were approved for $28,000 with sub-600 FICOs.
I would highly recommend Road Loans. It has been a very easy to deal with. Their prompt reporting of payments is really helping our credit.